Step 1. Your first decision will be to decide upon your investment strategy. Are you looking ot buy to let? Or maybe buy for capital appreciation returns? Once you have made up your mind then you need to decide whether you want to buy an apartment or villa
Step 2. There are many freehold areas to choose from but only you know what suits you and your family needs. You may want to be close to your place of work or the kids school or perhaps friends or relatives. Our agents can advise you on areas you may be unfamiliar with and guide you every step of the way.
Step 3. One of the most important steps is to work out your finances, if you are a cash buyer this could mean that you can get yourself a better deal with an owner and give you the upper hand on negotiations. If you are buying with a mortgage how much can you afford on the downpayment and for monthly installments over the period of repayments.
Step 4. When you instruct Smart as your agent when buying a home or commercial property rest assured your best interests are priority, and we will work with you every step of the process to make it stress free with the end result you want. Take a look what our past clients had to say about us on our testimonials page as a reference to our work ethics.
Step 5. To maximise viewing opportunities be sure to contact your designated Smart consultant so that they can arrange as many viewings as possible with the owners and landlords. This means that on any particular morning, afternoon or evening we can fit in as many viewings as possible to give you a real choice of what is available and the different locations that you are considering.
Step 6. Part of our service is to advise you on making an offer on a property sometimes the timing can be crucial and has to be made at the right time and can be the difference in either securing the property on your wish list or losing our to another buyer. There are also situation when we are aware of an owner or landlord who needs to sell quickly and therefore we can get you a great deal.
Step 7. Once you have decided on your property of choice and once your offer is accepted we will then prepare a sale and purchase agreement and write to all parties to confirm the agreed price and confirm your solicitor's details for us to liaise with them should we have any questions. We can also proceed with the Sales Progression process and your mortgage application if you are buying on finance.
Step 8. As with all steps in the buying process it is part of our service here at Smart that we prepare a draft sales and purchase agreement that we then give a copy to your solicitor so that they can also act in your best interest. Our agreements are all RERA attested and certified. The deposit goes into Smart’s trust account and not to the owner.
Step 9. As part of our conveyancing process at Smart we will raise any queries on receipt of the draft contract from the seller's solicitor and agree on a date for exchange of contracts and transfer. We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.
Step 10. The last and final stage of the buying process is the transfer of ownership and title from the seller to the buyer this is usually done at the master developers office. There is usually a transfer fee involved and this can vary from developer to developer. Consult your Smart designated agent for more information on this.